• 5 Best Free Business Checking Account Options

    A business checking account will allow you to save a lot of time these days. A free checking account can also offer the protecting that you have been seeking for your funds these days because a checking account has many built-in security features. By using an online business checking...
  • HR Managers Salary Expectations

    Human resource (HR) managers handle the needs of a company’s workforce. They recruit, interview, and hire employees with the help of other company managers, take charge of employee services, ensure that managers follow employment laws, and supervise the work of HR staff. HR managers typically need at least a...
  • What You Can Do To Ease Being Unemployed

    After losing employment it is vital to get your finances in order so you can meet your financial obligations. Even without your employment you will still need to pay rent, buy food and pay bills. The situation can be tricky as money is tight and you risk draining your...
  • What You Need for a Car Title Loan

    A car title loan is a fast, easy way to get money using your car title instead of your credit score. When it comes to finding good information for car title loans, the online resources are important. The size of the title loan is normally determined by the amount...
  • How to Apply for an Installment Loan

    Installment loans are perfect for someone who wants to get a student loan, mortgage loan, or auto loan. These are loans that allow you to get what you need and pay off the sum over a set amount of time. Thankfully, these loans are fairly easy to apply for. ...
  • IRA Savings Accounts Explained

    As you grow older, you’ll want to invest your money into an individual retirement arrangement (IRA). These accounts are set up at financial institutions and allow people to save for retirement with tax-free growth. This account is also tax-deferred, which means you won’t be charged taxes on the funds...
  • The Top Global Mutual Funds

    Mutual funds have become a popular way for shareholders to invest money and diversify their portfolio without a lot of effort. Global mutual funds are collections of securities from all over the world that bring a group of people together to invest, and dividends and interest earn income. Here...
  • Which Are the 5 Best Credit Cards Out There

    Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
  • How Do Unsecured Personal Loans Work?

    Unsecured personal loans allows anyone with decent credit to borrow money for most personal needs. The funds borrowed can be used to start your own business, buy personal items, or consolidate your debt. Before obtaining an unsecured loan, be sure you understand how they work and how it can...
  • The Choice Privileges® Visa® Card

    Overall Score 31.7 Net Monetary Value 12.3 Product Features 66.7 Customer Experience 82.4   Pros & Cons If you stay at Choice Hotels you can earn the most points on the Choice Privileges Visa Card, but you can earn points on all purchases also. You can spend your points...
  • A Guide To Your Debt Management Process

    Borrowing comes in many forms such as mortgages, personal loans, hire purchase and credit cards. Obtaining loans often appears to be a very fast and easy method of financing your needs, both short term and long term and if proper caution is not taken, it might turn out very...
  • Bankruptcy and Business: How Does it Work?

    When starting up a company, your advisers will tell you to legally separate your personal finances from the company finances. This separation is one of the most important benefits of early incorporation. Separating yourself from the company legally will protect your personal finances just in case things in the...
  • Financial Benefits and Opportunities of Military Service

    Joining the military gives you the chance to fight for your country and show your pride, but you can also get incredible financial benefits. Enlisting allows you to go to college for free and so much more. Here is an overview of some of the best benefits you can...
  • To Rent Or To Buy: That Is The Question

    Is it better to rent or buy a home based on cost and convenience? The only answer to this is that it really all depends on your financial situation and circumstances in life. However, for most parts, in the long run, owning a home is always much better than...
  • 5 Companies Who Offer Car Title Loans Online

    Did you know that most car title loan lenders can only offer car title loans online in a few states? Unlike payday loans, there are several state-specific differences at play when you are looking for the best car title loans. Car title loans online are continually becoming popular ways...
  • 5 Best Cities You Can Retire In

    Moving after you’ve retired is a no-brainer, but you want to go somewhere new. Why stay within the United States when you could relocate to a foreign city and save money? When you’re living off of Social Security benefits and a retirement fund, you need to stretch your money,...
  • The Difference between a Regular Savings Account and an IRA Savings Account

    A saving account is an all-inclusive term that includes regular savings account and IRA Savings Account. A Roth IRA refers to a savings account where the earnings accrue on tax-deferred basis but they are tax-free in case distributions are qualified. In regular savings accounts, earnings are normally added to...
  • 5 Ways To Transfer Money With Your Smartphone

    We have seen massive growth in smartphone sales over the years, leaving people constantly glued to their screens on social media, playing mobile games, or listening to music. Smartphones have had their fair share of criticism, often being blamed for poor social abilities in real life, but we cannot...
  • How To Protect Yourself While Using Online Banking

    With our fast paced development in electronics, the majority of people make use of online banking. It’s the fastest and easiest and one can have access to your bank everywhere, like on your smartphones, tablets, notebooks and computers. Due to the easy access we need to protect ourselves from...
  • Why Should You Get A 401k Loan?

    When seeking sources of credit funding, various factors must be considered. Comparisons must also be made among the different options available. One of the options overlooked by most people is taking a loan from their 401k plan. Two of the most common reasons loans from 401k plans aren’t taken...
  • Barclaycard Arrival Plus™ World Elite MasterCard®

    Overall Score 56.9 Net Monetary Value 48.2 Product Features 66.7 Customer Experience 82.4   Pros & Cons The Barclaycard Arrival Plus World Elite MasterCard is suited for frequent travelers. Cardholders can also earn miles on all purchases which are redeemable for statement credit for qualifying travel purchases including flights,...
  • What Are Penny Stocks?

    You might, or might not have heard of the term somewhere, or perhaps you have already engaged in the trade. But the definition of penny stocks has along the years rolled with the dice as far as the stocks market is concerned. Initially, these were small stocks trading for less...
  • Opening A Business Checking Account: What Not To Do

    So, you want to open up a new business checking account but don’t know the first thing about numbers? Then you’ve come to the right place. You’ve taken the first step; you’ve set up and registered your new small business and now it’s time to sort the finer details....
  • Declaring Bankruptcy: The Pros and Cons

    You may end up declaring bankruptcy during a financial crisis, but it shouldn’t be taken lightly. This pros and cons list may help you discover whether filing for Chapter 7 or Chapter 13 bankruptcy is fitting for your situation. Pros of Declaring Bankruptcy Collections Stopped: Filing for bankruptcy stops...
  • The Easiest Ways To Save $1,000 Without Even Realizing It

    We all want to save more without feeling deprived. Fortunately, in this information age, there are hundreds of ways to do it. We’re not talking about the stuff that everybody knows: collecting spare change, cancelling your gym membership and skipping some meals. All we’re talking about are the legitimate...
  • Credit Card Processing Solutions for Small Businesses

    The easier it is for your customer to spend money on your site, the more they’ll spend. Seems simple enough right? Think about it though. If you’re considering making a purchase of a product from a website but you’re not 100% certain yet, the payment process can be a...
  • 5 Signs you’re Overspending, Not Underpaid

    Studies are showing that income inequality in the U.S. is making it near impossible to make ends meet on minimum wage or raise a family on median wage just about anywhere in the country. Still, sometimes it’s not a financial struggle, it’s your spending habits. Here are some indicators...
  • What You Need To Know Before Refinancing Your Home Mortgage

    Refinancing is used as a broad term that indicates paying the costs of one loan using the gained profits from a different loan. Many people use the term refinancing to refer to a substitute of a loan, combined with the second loan for the purpose of saving money Today...
  • Top 5 Companies for International Money Transfers Online

    Exchanging money with friend or family member is easy when they live near you, but if they’re traveling or live several hours away you may need to transfer money to their account. Every company handles transfers differently and it can be hard to pick which one to use, but...
  • The Pros and Cons of Using a Smartphone as a Credit Card

    Mobile wallets such as Apple Pay and Google Wallet have the potential to be revolutionary. Imagine running to the store with only your smartphone and car keys! However, many consumers are wary of these mobile payment apps for a variety of reasons. Some don’t trust the security of these...
  • Types of Online Loans

    If you would like to be able to get a loan without leaving the house, you’ll be happy to know there is a variety of loans you can find online. Here is an overview of the main five types of loans that are available through online lenders. Mortgages Most...
  • Blue from American Express® Credit Card

    Overall Score 36.8 Net Monetary Value 24.6 Product Features 66.7 Customer Experience 64.7   Pros & Cons The Blue from American Express Credit Card is the perfect card for people who want to use their purchases to book more travel and entertainment experiences. The points are earned on all...