-
If you’ve found a credit card that offers flexible cash back rewards, you’re in business! Unlike point-style rewards, cash back on purchases gives you flexibility and freedom. Often, cash back credit cards run specials offering an even greater percentage of your purchases as cash back. Many charge no annual...
-
After taking a back seat to credit cards for many years, personal loans are popular once again. More and more people are turning to the lower, fixed rates of personal loans, especially after the most recent financial crisis. Personal loans can be used on just about anything, but there...
-
Overall Score 27.3 Net Monetary Value 11.0 Product Features 66.7 Customer Experience 64.7 Pros & Cons Travelers who seek more perks on cruise vacations can use the premium Celebrity Visa Signature Card to earn points redeemable in form of Celebrity, Royal Caribbean and Azamara cruises, stateroom upgrades, credits on...
-
Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
-
Are you a new small business owner? You probably have a lot to take care of, and you aren’t looking forward to sorting out your financial issues. However, you’re going to need to take care of two things as soon as possible: your merchant account and your business bank...
-
Filing for bankruptcy is a big decision. It can get you out of a tough financial situation, but can you afford it? If money is tight, you may not be able to file as easily as you’d hoped. These are the general costs of filing for bankruptcy. Chapter...
-
Eating healthy is often considered a very expensive habit, but in most cases making healthy choices actually leaves your budget in good shape. For example, dining in is usually always cheaper than dining out, so while you will be avoiding those overly large portions and excess calories from the...
-
Online credit card processing is way cheaper compared to traditional POS (point-of-sale) systems. Using your credit card through merchants and services that accept credit cards using online platforms and mobile devices is usually stressful, not to mention a hassle to set up. Besides, customers would never dare to compromise...
-
It may be an understandably difficult time if you are looking at the prospect of filing for bankruptcy. It is worth remembering, however, that some of the most successful people in history had to file for bankruptcy at some point in their lives: Abraham Lincoln, Thomas Jefferson, and Walt...
-
Fixed-rate mortgages are the most widely used form of home mortgage loans. It is a basic arrangement in which the lender calculates the principal amount, using a single interest rate, and then divides the sum equally over an agreed period of years. The most popular terms are 30-year and...
-
If you have an interest in making more money and preparing for your future finances, then you must be thinking about investing in the stock market. The stock market is a particular market where stocks and bonds are traded. The stock market also, according to the way some people refer...
-
Whether you’re applying for your first credit card or are well-versed in the area of credit card types, you may still have questions about reward credit cards and how they really work. Here is an overview of the most widely-used reward cards as well as the pros and cons...
-
There are many reasons you may want a personal loan rather than using your credit card. Personal loans can be used for paying off debt, educational fees, home improvement, car financing, wedding expenses, travel, training, and business expenses. The first thing you need to do is understand the terms...
-
Overall Score 52.2 Net Monetary Value 51.8 Product Features 77.8 Customer Experience 41.2 Pros & Cons With the Fifth Third Preferred Card, users can earn points on all their spending. However, the card offers the most points for dining, travel, gas and grocery purchases. The card’s annual fee...
-
When trying to find the best credit cards for college students, it is wise to consider several points concerning the terms of the offer. These points about student cards include the viability of the magnetic slip which should last for an appreciable period of about a year at least....
-
The freedom of working from home may be tempting, especially if you work well individually and don’t enjoy the bustle of corporate life. It should be noted that self-employed people are not exempt from federal and state taxes; they must pay their share of taxes just like traditional office...
-
Taxes and bankruptcy are two complex matters that many people would rather not think about, let alone discuss. If you are contemplating bankruptcy, however, it is important to understand how the two impact each other. Many factors affect the relationship between bankruptcy and taxes. Bankruptcy law permits owed taxes...
-
Money can always be a very complicated subject more so within the context of serious relationships. While it is not exactly a pillow talk, it’s a very important topic for you to tackle in case you want to create a stronger foundation for your future together. One common area...
-
Accepting credit cards doesn’t have to be super complicated, but it often feels like it. From unclear credit card processing online rates to long service contracts and complex compliance subjects, it’s no surprise that accepting credit cards as a payment technique leaves some small business owners reeling. Here are...
-
Bankruptcy can be a taxing, burdensome process. How does your life change now? These are some of the major ways your life is going to change after filing a Chapter 7 or Chapter 13 bankruptcy case. Credit Card Offers The unfortunate truth of bankruptcy is that creditors use this...
-
The Home Affordable Refinance Program (HARP) is a U.S. federal program that began in 2009. The goal of the program is to help struggling homeowners refinance their mortgages. The following is a short history of HARP and how the program continues today. The Crisis After the U.S. housing bubble...
-
Sending money across the United States and abroad is incredibly easy, especially with all the new technology. Unfortunately, criminals have come up with scams to get people to initiate wire transfers to tap into your bank account. Avoid falling victim to these scams by reading about some of the...
-
Do you want to earn cash rewards for your everyday purchases? There are several companies that issue incentives to card holders in the form of reward credit cards. However, some of the credit card issuers aren’t credit card companies; they can even be a mortgage lender. The mortgage lender...
-
A payday loan, also known as a “cash advance” loan, is a loan for a small amount, usually under $500, and is due on your next payday. The cost to receive a payday loan is high, at $10 to $30 for every $100 loaned. The average fee of $15...
-
Overall Score 57.2 Net Monetary Value 48.7 Product Features 66.7 Customer Experience 82.4 Pros & Cons Holders of the MasterCard Titanium Card stand to benefit from airfare purchases made from the card as flights earn the most points. The cardholders also earn points on a variety of other...
-
If you find yourself in trouble with the IRS, the best thing you can do for yourself is to hire a tax attorney. Whether you are faced with business tax issues, property seizures, audits, or challenges that only small business owners face, a tax attorney can negotiate on your...
-
A tax attorney is a lawyer that deals specifically with tax law. They can help you with simple tax questions or complicated legal issues relating to your taxes. How Do They Become Tax Attorneys? Like other lawyers, tax attorneys go to college and have to pass the bar exam...
-
When you are short on cash, a payday loan can supply the extra cash that you need. Whether you need to pay for an emergency car repair, a fee for your child’s sports team, or a critical home repair, payday loans give you the money you require. Finding an...
-
By the second week of the month most people have used up all or most of their salaries and sometimes part of their savings too. It is up to everyone to find out all the stupid ways they’re losing money every day and how to avoid it. 1. Invest...
-
You need to have a lot of self-discipline and self-regulation to be able to stick to your budget. However, at the end of the day, while a budget may feel restrictive, you have to shape up and consider your future. One of the best things you can do for...
-
When you’re trying to first get a business loan, you need to remember that it’s not nearly as easy as it may seem. If it doesn’t seem easy you’ve caught the idea. Getting a business loan is not going to be simple, you need to be ready when you...
-
Homeowners considering refinancing of their properties may qualify for an FHA streamlined refinance loan, cash-out refinance loan, or a no-cash refinance loan. According to FHA loan rules, applicants for a new mortgage must meet the eligibility criteria, not be the same party as the original loan, and reside on...
-
The stock market is usually affected by various seasonal trends that no one can tell exactly when to buy stocks. An old saying “sell high buy low” is a strategy that does not focus on when to do it. However, understanding how the market operates is a great way...
-
Are you yearning to greatly cut the cost of your next vacation? Then travel reward credit cards are your best bet – cards that offer travel rewards are one of the best credit card programs. One brilliant reason why you should consider using travel credit cards is because they are able...
-
Overall Score 88.4 Net Monetary Value 98.2 Product Features 66.7 Customer Experience 64.7 Pros & Cons American Express teamed up with Starwood Preferred Guest to offer you the ability to earn points on all purchases made with their card. The points can then be used against the cost of...
-
Overall Score 49.0 Net Monetary Value 63.6 Product Features 44.4 Customer Experience 0.0 Pros & Cons The HSBC Advance MasterCard starts users off with no annual percentage rate on purchases or balance transfers for an introductory period. The cardholders earn the most points for dining and entertainment purchases,...
-
There are many savings accounts meant for specific purposes, whether that be savings accounts for retirement, or savings accounts for kids. One expense we all know is rather hefty is college tuition. Many people save for their child’s education years before they are or when they are born. People...
-
It is not an easy thing to invest in a company. These are risky, long-term investments, illiquid, so you have to do a lot of work forthright to increase your chances of success. However, before investing in a company, it is important to understand the business of the company...
-
We all like to hope that we won’t need an attorney, but we also like to have that one “lawyer friend” just in case. If you find yourself in any of these situations, you’ll want to go ahead and call him up. Trust us. 1. When You’ve Gone Bankrupt...
-
Nowadays nearly ninety percent of employers with an employer-sponsored retirement plan have a 401k-style plan. With pensions a thing of the past, 401k plans are often the only source of retirement savings for many people, and today they are also often the first retirement plan that people are familiar...
-
Those who are expecting a baby, particularly for the first time, are likely to make a few mistakes. Particularly when it comes to money. It is very easy to waste money. However, the good news is, there are a few things you can do to avoid this. We will...
-
As the cost of higher education goes up, the necessity for additional funding becomes more and more necessary. As students seek higher levels of education, many are now turning to private student loans to cover the climbing cost of education. If you are one of the growing numbers finding...
-
If you are venturing out on your own and starting a new small business, you must be looking for a loan. There are alternatives to banks that people use to borrow money at much lower interest rates than the bank, commonly known as merchant cash advance (MCA). This was...
-
If you’re in the process of starting a new small business and are hoping to open a business checking account, you need to ensure that your own personal finances are in order. If you are one of the millions of people around the US with a poor credit report,...
-
There are many types of daily trading, buying and selling stocks, and financial assets being the most noteworthy. If you’re looking to break into the market of trading, selling and buying stock online, it has become pretty easy these days thanks to the internet. The stock market game operates...
-
Consumers with a high affinity of spending their hard earned cash can now afford a smile. This is because of the best cash back credit cards that have been picked by NerdWallet and Money. The majority of Money and NerdWallet’s picks believe that you as their customer will utilize...
-
Overall Score 69.4 Net Monetary Value 74.6 Product Features 77.8 Customer Experience 47.1 Pros & Cons With the Marriott Rewards Premier Credit Card, you can earn maximum points on purchases at Marriott location, but you can also earn points on airline tickets, car rentals, and charitable donations. You...
-
Overall Score 27.8 Net Monetary Value 30.3 Product Features 77.8 Customer Experience -5.9 Pros & Cons Expedia card users can earn opportunities for free and travel with the Expedia+ Voyager Card from Citi. The cardholders can earn the most points on eligible Expedia purchases, dining and entertainment purchases,...
-
So you are a U.S militant planning to purchase a home. A VA Home loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. In most cases, purchasing a residential home can really be a hard task considering difficult financial conditions that arise from inadequate funding...
-
Sometimes it can be difficult to figure out the right thing to do when it comes to money decisions. Money is about security, morality, emotion, and power, among other things. When you start working and paying off your loan, people may tell you to invest money in a Registered...
If you’ve found a credit card that offers flexible cash back rewards, you’re in business! Unlike point-style rewards, cash back on purchases gives you flexibility and freedom. Often, cash back credit cards run specials offering an even greater percentage of your purchases as cash back. Many charge no annual...
After taking a back seat to credit cards for many years, personal loans are popular once again. More and more people are turning to the lower, fixed rates of personal loans, especially after the most recent financial crisis. Personal loans can be used on just about anything, but there...
Overall Score 27.3 Net Monetary Value 11.0 Product Features 66.7 Customer Experience 64.7 Pros & Cons Travelers who seek more perks on cruise vacations can use the premium Celebrity Visa Signature Card to earn points redeemable in form of Celebrity, Royal Caribbean and Azamara cruises, stateroom upgrades, credits on...
Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
Are you a new small business owner? You probably have a lot to take care of, and you aren’t looking forward to sorting out your financial issues. However, you’re going to need to take care of two things as soon as possible: your merchant account and your business bank...
Filing for bankruptcy is a big decision. It can get you out of a tough financial situation, but can you afford it? If money is tight, you may not be able to file as easily as you’d hoped. These are the general costs of filing for bankruptcy. Chapter...
Eating healthy is often considered a very expensive habit, but in most cases making healthy choices actually leaves your budget in good shape. For example, dining in is usually always cheaper than dining out, so while you will be avoiding those overly large portions and excess calories from the...
Online credit card processing is way cheaper compared to traditional POS (point-of-sale) systems. Using your credit card through merchants and services that accept credit cards using online platforms and mobile devices is usually stressful, not to mention a hassle to set up. Besides, customers would never dare to compromise...
It may be an understandably difficult time if you are looking at the prospect of filing for bankruptcy. It is worth remembering, however, that some of the most successful people in history had to file for bankruptcy at some point in their lives: Abraham Lincoln, Thomas Jefferson, and Walt...
Fixed-rate mortgages are the most widely used form of home mortgage loans. It is a basic arrangement in which the lender calculates the principal amount, using a single interest rate, and then divides the sum equally over an agreed period of years. The most popular terms are 30-year and...
If you have an interest in making more money and preparing for your future finances, then you must be thinking about investing in the stock market. The stock market is a particular market where stocks and bonds are traded. The stock market also, according to the way some people refer...
Whether you’re applying for your first credit card or are well-versed in the area of credit card types, you may still have questions about reward credit cards and how they really work. Here is an overview of the most widely-used reward cards as well as the pros and cons...
There are many reasons you may want a personal loan rather than using your credit card. Personal loans can be used for paying off debt, educational fees, home improvement, car financing, wedding expenses, travel, training, and business expenses. The first thing you need to do is understand the terms...
Overall Score 52.2 Net Monetary Value 51.8 Product Features 77.8 Customer Experience 41.2 Pros & Cons With the Fifth Third Preferred Card, users can earn points on all their spending. However, the card offers the most points for dining, travel, gas and grocery purchases. The card’s annual fee...
When trying to find the best credit cards for college students, it is wise to consider several points concerning the terms of the offer. These points about student cards include the viability of the magnetic slip which should last for an appreciable period of about a year at least....
The freedom of working from home may be tempting, especially if you work well individually and don’t enjoy the bustle of corporate life. It should be noted that self-employed people are not exempt from federal and state taxes; they must pay their share of taxes just like traditional office...
Taxes and bankruptcy are two complex matters that many people would rather not think about, let alone discuss. If you are contemplating bankruptcy, however, it is important to understand how the two impact each other. Many factors affect the relationship between bankruptcy and taxes. Bankruptcy law permits owed taxes...
Money can always be a very complicated subject more so within the context of serious relationships. While it is not exactly a pillow talk, it’s a very important topic for you to tackle in case you want to create a stronger foundation for your future together. One common area...
Accepting credit cards doesn’t have to be super complicated, but it often feels like it. From unclear credit card processing online rates to long service contracts and complex compliance subjects, it’s no surprise that accepting credit cards as a payment technique leaves some small business owners reeling. Here are...
Bankruptcy can be a taxing, burdensome process. How does your life change now? These are some of the major ways your life is going to change after filing a Chapter 7 or Chapter 13 bankruptcy case. Credit Card Offers The unfortunate truth of bankruptcy is that creditors use this...
The Home Affordable Refinance Program (HARP) is a U.S. federal program that began in 2009. The goal of the program is to help struggling homeowners refinance their mortgages. The following is a short history of HARP and how the program continues today. The Crisis After the U.S. housing bubble...
Sending money across the United States and abroad is incredibly easy, especially with all the new technology. Unfortunately, criminals have come up with scams to get people to initiate wire transfers to tap into your bank account. Avoid falling victim to these scams by reading about some of the...
Do you want to earn cash rewards for your everyday purchases? There are several companies that issue incentives to card holders in the form of reward credit cards. However, some of the credit card issuers aren’t credit card companies; they can even be a mortgage lender. The mortgage lender...
A payday loan, also known as a “cash advance” loan, is a loan for a small amount, usually under $500, and is due on your next payday. The cost to receive a payday loan is high, at $10 to $30 for every $100 loaned. The average fee of $15...
Overall Score 57.2 Net Monetary Value 48.7 Product Features 66.7 Customer Experience 82.4 Pros & Cons Holders of the MasterCard Titanium Card stand to benefit from airfare purchases made from the card as flights earn the most points. The cardholders also earn points on a variety of other...
If you find yourself in trouble with the IRS, the best thing you can do for yourself is to hire a tax attorney. Whether you are faced with business tax issues, property seizures, audits, or challenges that only small business owners face, a tax attorney can negotiate on your...
A tax attorney is a lawyer that deals specifically with tax law. They can help you with simple tax questions or complicated legal issues relating to your taxes. How Do They Become Tax Attorneys? Like other lawyers, tax attorneys go to college and have to pass the bar exam...
When you are short on cash, a payday loan can supply the extra cash that you need. Whether you need to pay for an emergency car repair, a fee for your child’s sports team, or a critical home repair, payday loans give you the money you require. Finding an...
By the second week of the month most people have used up all or most of their salaries and sometimes part of their savings too. It is up to everyone to find out all the stupid ways they’re losing money every day and how to avoid it. 1. Invest...
You need to have a lot of self-discipline and self-regulation to be able to stick to your budget. However, at the end of the day, while a budget may feel restrictive, you have to shape up and consider your future. One of the best things you can do for...
When you’re trying to first get a business loan, you need to remember that it’s not nearly as easy as it may seem. If it doesn’t seem easy you’ve caught the idea. Getting a business loan is not going to be simple, you need to be ready when you...
Homeowners considering refinancing of their properties may qualify for an FHA streamlined refinance loan, cash-out refinance loan, or a no-cash refinance loan. According to FHA loan rules, applicants for a new mortgage must meet the eligibility criteria, not be the same party as the original loan, and reside on...
The stock market is usually affected by various seasonal trends that no one can tell exactly when to buy stocks. An old saying “sell high buy low” is a strategy that does not focus on when to do it. However, understanding how the market operates is a great way...
Are you yearning to greatly cut the cost of your next vacation? Then travel reward credit cards are your best bet – cards that offer travel rewards are one of the best credit card programs. One brilliant reason why you should consider using travel credit cards is because they are able...
Overall Score 88.4 Net Monetary Value 98.2 Product Features 66.7 Customer Experience 64.7 Pros & Cons American Express teamed up with Starwood Preferred Guest to offer you the ability to earn points on all purchases made with their card. The points can then be used against the cost of...
Overall Score 49.0 Net Monetary Value 63.6 Product Features 44.4 Customer Experience 0.0 Pros & Cons The HSBC Advance MasterCard starts users off with no annual percentage rate on purchases or balance transfers for an introductory period. The cardholders earn the most points for dining and entertainment purchases,...
There are many savings accounts meant for specific purposes, whether that be savings accounts for retirement, or savings accounts for kids. One expense we all know is rather hefty is college tuition. Many people save for their child’s education years before they are or when they are born. People...
It is not an easy thing to invest in a company. These are risky, long-term investments, illiquid, so you have to do a lot of work forthright to increase your chances of success. However, before investing in a company, it is important to understand the business of the company...
We all like to hope that we won’t need an attorney, but we also like to have that one “lawyer friend” just in case. If you find yourself in any of these situations, you’ll want to go ahead and call him up. Trust us. 1. When You’ve Gone Bankrupt...
Nowadays nearly ninety percent of employers with an employer-sponsored retirement plan have a 401k-style plan. With pensions a thing of the past, 401k plans are often the only source of retirement savings for many people, and today they are also often the first retirement plan that people are familiar...
Those who are expecting a baby, particularly for the first time, are likely to make a few mistakes. Particularly when it comes to money. It is very easy to waste money. However, the good news is, there are a few things you can do to avoid this. We will...
As the cost of higher education goes up, the necessity for additional funding becomes more and more necessary. As students seek higher levels of education, many are now turning to private student loans to cover the climbing cost of education. If you are one of the growing numbers finding...
If you are venturing out on your own and starting a new small business, you must be looking for a loan. There are alternatives to banks that people use to borrow money at much lower interest rates than the bank, commonly known as merchant cash advance (MCA). This was...
If you’re in the process of starting a new small business and are hoping to open a business checking account, you need to ensure that your own personal finances are in order. If you are one of the millions of people around the US with a poor credit report,...
There are many types of daily trading, buying and selling stocks, and financial assets being the most noteworthy. If you’re looking to break into the market of trading, selling and buying stock online, it has become pretty easy these days thanks to the internet. The stock market game operates...
Consumers with a high affinity of spending their hard earned cash can now afford a smile. This is because of the best cash back credit cards that have been picked by NerdWallet and Money. The majority of Money and NerdWallet’s picks believe that you as their customer will utilize...
Overall Score 69.4 Net Monetary Value 74.6 Product Features 77.8 Customer Experience 47.1 Pros & Cons With the Marriott Rewards Premier Credit Card, you can earn maximum points on purchases at Marriott location, but you can also earn points on airline tickets, car rentals, and charitable donations. You...
Overall Score 27.8 Net Monetary Value 30.3 Product Features 77.8 Customer Experience -5.9 Pros & Cons Expedia card users can earn opportunities for free and travel with the Expedia+ Voyager Card from Citi. The cardholders can earn the most points on eligible Expedia purchases, dining and entertainment purchases,...
So you are a U.S militant planning to purchase a home. A VA Home loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. In most cases, purchasing a residential home can really be a hard task considering difficult financial conditions that arise from inadequate funding...
Sometimes it can be difficult to figure out the right thing to do when it comes to money decisions. Money is about security, morality, emotion, and power, among other things. When you start working and paying off your loan, people may tell you to invest money in a Registered...