Overall Score

88.4

Net Monetary Value

98.2

Product Features

66.7

Customer Experience

64.7

Pros & Cons

American Express teamed up with Starwood Preferred Guest to offer you the ability to earn points on all purchases made with their card. The points can then be used against the cost of stays at participating hotels, and even flights with some airlines. The annual fee of $95 is waived for the first year and there are no foreign transaction fees with the card.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • $0 Annual Fee First Year
  • Annual Fee

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

15.99% – 19.99%

Balance Transfer

15.99%

Annual Fee

$95

Foreign Transaction Fee

0%

EMV

Yes

American Express

In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.

Posted on June 7, 2017