Visa Signature – search4answers.com

Visa Signature

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Overall Score

65.7

Net Monetary Value

55.7

Product Features

66.7

Customer Experience

100.0
 

Pros & Cons

Commerce Bank’s Visa Signature Credit Card rewards cardholders for accumulating interest. Users earn the most cash back for every dollar of interest accrued on their monthly balance, in addition to some cash back on all other purchases. Points are redeemable for cash back in the form of statement credit, flights, gift cards, merchandise and more. For an introductory period, users do not pay an annual percentage rate on purchases or balance transfers.

  • No Annual Fee
  • Foreign Transaction Fees
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

0% APR for 9 Months

Intro Balance Transfer

0% Balance Transfer for 9 Months

Credit Needed
Excellent

(720-850)

Ongoing
APR

10.24% – 20.24%

Balance Transfer

10.24%

Annual Fee

$0

Foreign Transaction Fee

1.00%

EMV

Yes

Commerce Bank

Part of Commerce Bancshares, Commerce Bank is based in Kansas City, Missouri, serving customers in branches in the Midwest region and on the West Coast. Commerce Bank is both the largest and oldest bank in Kansas City.

According to the Consumer Financial Protection Bureau, Commerce Bank received 4 complaints from customers in 2014. That year, the bank addressed 100 percent of complaints in a timely manner and resolved 100 percent of complaints without customer dispute.

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