Interest Rates

  • What Is A Mortgage Rate Lock?

    A mortgage rate lock is a commitment the lender makes to an interest rate in the beginning of your loan application, which lasts for a certain duration while your loan is processing. If the rate fluctuates via market influences your interest rate for your loan will stay the same....
  • 10 Signs Your FICO® Score Is Negatively Impacting You

    Do you have a bad FICO® Score? How can you even tell? This list of ten red flags will show you what to look for. 1.  You can’t get a credit card. If you’ve had a credit card application turned down, it could be a sign that you have...
  • 10 Ways Bad FICO® Scores Mess Up Your Life

    A bad FICO® Score is one of those realities of finance that people often forget. It’s too frequently out of sight and therefore, largely out of mind. Nevertheless, once you are saddled with it, it’s a shackle that is hard to shake. You are tied up with bank fees...
  • How to Compare Travel Credit Cards

    The proliferation of travel credit cards over the past few years has been a great development for those who want to travel for highly reduced rates. The number of credit cards available has grown, and with this variety, applicants need to know what to look for when getting a...
  • 9 Advantages Of A Good FICO® Score

    Bad credit is one of those things that you can live with. It most likely won’t ruin your life and you will find ways to work around it. Still, there are some major and money-saving benefits to having a good FICO® Score.  9. Lower interest rates on all your...
  • What Exactly Is A Bad FICO® Score?

    You probably have a vague estimation about your FICO® Score. You guess that you have a good FICO® Score, or a great FICO® Score. Maybe you’re unhappily sure you have a bad FICO® Score. But what, exactly, is a bad FICO® Score? Different Scales, Different Systems The first thing...