Overall Score

89.0

Net Monetary Value

99.1

Product Features

66.7

Customer Experience

64.7
 

Pros & Cons

If you’re a frequent customer at Hilton hotels, the Hilton HHonors Surpass Card from American Express will allow you to earn points on every stay with the chain, and on purchases made in restaurants, gas stations, and grocery stores. You can also earn points on other eligible purchases made with the card. Your points can be used against the cost of your stay at any of the Hilton hotels across the world. There is an annual fee of $75 and a foreign transaction fee of 2.7%.

  • Sign-up Bonus
  • Foreign Transaction Fees
  • Annual Fee
  • No First Year Annual Fee Waiver

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

15.99% – 19.99%

Balance Transfer

15.99%

Annual Fee

$75

Foreign Transaction Fee

2.70%

EMV

Yes

American Express

In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.

Posted on May 22, 2023