Net Monetary Value
Pros & Cons
If you’re a frequent customer at Hilton hotels, the Hilton HHonors Surpass Card from American Express will allow you to earn points on every stay with the chain, and on purchases made in restaurants, gas stations, and grocery stores. You can also earn points on other eligible purchases made with the card. Your points can be used against the cost of your stay at any of the Hilton hotels across the world. There is an annual fee of $75 and a foreign transaction fee of 2.7%.
Foreign Transaction Fees
No First Year Annual Fee Waiver
15.99% – 19.99%
In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.