Net Monetary Value
Pros & Cons
Individuals whose spending typically leans toward gas and groceries expenditures can earn maximum reward points on the aforementioned purchases with the U.S. Bank Perks+ Visa Signature Card. The cardholders earn some points on all other purchases as well. Points are redeemable for cash back, flights, gift cards and merchandise. During the introductory period, users do not pay an annual percentage rate on purchases or balance transfers.
No Annual Fee
Foreign Transaction Fees
No Sign-up Bonus
0% APR for 12 months
0% Balance Transfer for 12 months
Currently the fifth-largest bank in the United States, U.S. Bank is part of financial services holding company U.S. Bancorp. The company’s headquarters are located in Minneapolis. U.S. Bank has a strong nationwide presence.
According to the statistics from the Consumer Financial Protection Bureau, U.S. Bank received 403 complaints from customers in the year 2014. That same year, the bank addressed 100 percent of complaints in a timely manner and resolved 77 percent of complaints without customer dispute.