by

Overall Score

43.0

Net Monetary Value

36.8

Product Features

77.8

Customer Experience

47.1
 

Pros & Cons

You can earn points with the IHG Rewards Club Select Credit Card at IHG hotels when paying for gas, groceries, and restaurant bills. You can earn fewer points on all other purchases you make with the card. Your points are then redeemable on InterContinental Hotel Group stays. You can also avail of a free stay once a year. There are no foreign transaction fees on the card though there is an annual fee of $49. The annual fee is waived for the first year of membership.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • $0 Annual Fee First Year
  • Annual Fee

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

16.24% – 23.74%

Balance Transfer

16.74%

Annual Fee

$49

Foreign Transaction Fee

0%

EMV

Yes

Chase

Based in New York City, Chase is one of the credit card issuers in the United States. The bank is both commercial and consumer based and is part of the JPMorgan Chase & Co. In 2014, Chase received 884 customer complaints with all of these being dealt with in a timely manner. 74% of these complaints were resolved to the customer’s satisfaction. The bank has a strong presence on both coasts and in the southwest region of the US.

Posted on May 22, 2023