search4answers
  • Finance
    What Types of Installment Loans Are There?
  • Finance
    Avoid These Scams When Transferring Money
  • Business
    The Best Three E-commerce Website Builders
search4answers
    • Health
      • Symptoms of ADHD: Children and Adults

        Symptoms of ADHD: Children and Adults

      • Why Is Dental Sedation Becoming Popular?

        Why Is Dental Sedation Becoming Popular?

      • The Best Diarrhea Remedies

        The Best Diarrhea Remedies

      • Afib Causes and Effects

        Afib Causes and Effects

      • Information About Leukemia

        Information About Leukemia

      • Blood Sugar Information

        Blood Sugar Information

    • Finance
      • What Exactly Are Bonds?

        What Exactly Are Bonds?

      • GICs – The Basics

        GICs – The Basics

      • 5 Most Commonly Forgotten Tax Deductions You Shouldn’t Miss

        5 Most Commonly Forgotten Tax Deductions You Shouldn’t Miss

      • Rules for Saving Using a 401k

        Rules for Saving Using a 401k

      • Can You Rebuild Your Bad Credit?

        Can You Rebuild Your Bad Credit?

      • Find Out if you’re Eligible for a Student Loan Deferment…

        Find Out if you’re Eligible for a Student Loan Deferment…

    • Mortgage
      • Mortgage Loan Types Available To First Time Home Buyers

        Mortgage Loan Types Available To First Time Home Buyers

      • FHA Loans: The Pros and Cons

        FHA Loans: The Pros and Cons

      • How to Apply for a HARP Loan

        How to Apply for a HARP Loan

      • When Should you Apply for a Second Mortgage Loan?

        When Should you Apply for a Second Mortgage Loan?

      • What Is A Mortgage Rate Lock?

        What Is A Mortgage Rate Lock?

      • What Home Loan Program Options Are Out There?

        What Home Loan Program Options Are Out There?

    • Auto
      • How To Choose The Best Vehicle GPS Navigation Unit

        How To Choose The Best Vehicle GPS Navigation Unit

      • 10 Best 2016 Midsize Cars for Teenagers

        10 Best 2016 Midsize Cars for Teenagers

      • 2016 Safest Cars

        2016 Safest Cars

      • The 10 Cheapest States for Car Insurance

        The 10 Cheapest States for Car Insurance

      • Comparing Ford Trucks

        Comparing Ford Trucks

      • The Secrets To Finding Cheaper Car Insurance

        The Secrets To Finding Cheaper Car Insurance

    • Business
      • The Best Three E-commerce Website Builders

        The Best Three E-commerce Website Builders

      • Everything You Need To Know About Cyber Monday

        Everything You Need To Know About Cyber Monday

      • Pros and Cons of a Beauty Career

        Pros and Cons of a Beauty Career

      • Pros of Having an Accident Attorney

        Pros of Having an Accident Attorney

      • How To Survive Being Laid Off From Your Job

        How To Survive Being Laid Off From Your Job

      • Small Business Payroll Service Review – Wagepoint

        Small Business Payroll Service Review – Wagepoint

    • Medical
      • The Early Signs Of Alzheimer’s Disease

        The Early Signs Of Alzheimer’s Disease

      • What Is Gum Disease?

        What Is Gum Disease?

      • Can Electronic Therapies Help With Your Depression?

        Can Electronic Therapies Help With Your Depression?

      • Bacterial Meningitis Vaccinations

        Bacterial Meningitis Vaccinations

      • Lung Cancer Survival Rates And Life Expectancy

        Lung Cancer Survival Rates And Life Expectancy

      • Could Miscarriage Be Caused By Coffee?

        Could Miscarriage Be Caused By Coffee?

    • Tech
      • The Five Best Online Dating Sites

        The Five Best Online Dating Sites

      • Factors To Consider When Buying An Electric Wheelchair

        Factors To Consider When Buying An Electric Wheelchair

      • The Top 15 Free Mobile Games 2016

        The Top 15 Free Mobile Games 2016

      • 3 Best Online Storage Services for Photos and Personal Files

        3 Best Online Storage Services for Photos and Personal Files

      • Accounting Software v.s. ERP Software – What Is The Difference ?

        Accounting Software v.s. ERP Software – What Is The Difference ?

      • Cloud ERP accounting software solutions

        Cloud ERP accounting software solutions

    • Travel
      • Sailing Away: 6 Of The Best Alaska Cruises For 2015

        Sailing Away: 6 Of The Best Alaska Cruises For 2015

      • Protect Your Home While Traveling

        Protect Your Home While Traveling

      • Where To Get Cheap Airline Tickets

        Where To Get Cheap Airline Tickets

      • How To Travel With Kids: What To Keep In Mind

        How To Travel With Kids: What To Keep In Mind

      • Jet Lag? Cure It With One Of These 5 Drinks

        Jet Lag? Cure It With One Of These 5 Drinks

      • Things You Need To Know Before You Travel With Other…

        Things You Need To Know Before You Travel With Other…

      How To Protect Yourself While Using Online Banking

      by Stephanie Donnely

      With our fast paced development in electronics, the majority of people make use of online banking. It’s the fastest and easiest and one can have access to your bank everywhere, like on your smartphones, tablets, notebooks and computers. Due to the easy access we need to protect ourselves from unauthorized persons, like scammers and identity theft.
      The necessary protection on how to protect yourself against fraudsters would be to:

      1. Protect your devices with a secure password

      A secure password would be one consisting of personal information which only you know along with symbols and case-sensitive letters. This will stop others from accessing your device when lost or stolen.

      2. Have anti-spyware and virus protection software loaded on your devices

      This does not only protect you from online hackers but your devices software too. How to protect yourself, this software will keep all your information and personal data safe.

      3. Ensure you access your bank account from a secure network

      Ever heard of “hotspots” or free internet in a restaurant or cafe? Well these are not very secure networks; through these networks your information can be accessed. How to protect yourself, you should rather confirm from places like these if their networks are safe otherwise I would recommend trying to make use of your own.

      4. Only use the official banking websites

      Online there are numerous sites claiming to be to the one you’re seeking for. How to protect yourself, make sure you’re on the official website of the financial institution by checking that the URL starts with “http” and site is marked secured.

      5. Never confirm personal information through emails

      Financial institutions do not ask for personal information through emails. There are scammers out there that send out these types of emails to get your personal information. Never respond to these types of emails. To confirm the request I’d advise you to contact your bank personally.

      Knowing all this and dealing with these scams can have its toll on you. When time comes when you are unsure if your personal information has been stolen, there are methods on how to protect yourself which you can use to confirm and determine what actions to take to re-instate control over your accounts.

      6. Review bank statements for unknown charges

      Reconcile your bank statements for your current and credit card accounts, if any, monthly. This would let you pick up on unknown amounts charged to your accounts. When you do find unknown transactions call your bank to confirm and inform them of these transactions and if they are not yours asked them to be reversed. The bank would advise you to do card replacements.

      7. Receiving mail and calls from unknown debt collectors

      When receiving statements and calls from debtors unknown to you is a sign that your personal information has been compromised. Try getting as much information from the debtor and report the theft to the authorities to help catch the thief.
      To stay protected and safe always report irregularities on your bank statements, and follow up on unknown debts.

      Featured Image: Photo by Ritesh Nayak / CC by

      Posted on May 22, 2023
      Privacy Policy | Terms Of Use | Contact