Overall Score

78.2

Net Monetary Value

83.8

Product Features

66.7

Customer Experience

64.7
 

Pros & Cons

With the BankAmericard Travel Rewards Credit Card, users can earn points that are redeemable as a statement credit, or applicable to airline tickets, hotel stays, vacations, car rentals, and other travel purchases. Users may link the card to a Bank of America checking account for overdraft protection. For an introductory period, there is no annual percentage rate. There is no annual fee.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • No Annual Fee

Card Details

Intro Promotions
Intro APR

0% APR for 12 Months

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

15.24% – 23.74%

Balance Transfer

15.74%

Annual Fee

$0

Foreign Transaction Fee

0%

EMV

Yes

Bank of America

Bank of America is one of the biggest wealth management companies in the world based in Charlotte, North Carolina. It is a world leader in corporate investment banking and trading. The corporation has a strong presence in the American East and West Coasts.

According to statistics from the Consumer Financial Protection Bureau, Bank of America received a total of 819 complaints from customers in 2014. That year, the bank addressed 100 percent of customer complaints in a timely manner and resolved 78 percent of the said complaints without customer dispute.

Posted on May 22, 2023