The Best Car Insurance Companies of 2016

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Well dressed insurance assessor inspecting damaged vehicle
Well dressed insurance assessor inspecting damaged vehicle

The best car insurance companies of 2016 provide diverse, advanced customer care, financial potency, and fantastic shopping experience for you by insuring your car. Messages from the auto insurers are regularly delivered through different ads even for those watching at Allstate’s “Mayhem” or Progressive’s Flo.

Due to increased competition, you are guaranteed to companies providing quality services to remain in the market. It is possible to cut the insurance cost and remain with the coverage levels after insuring your car for a while. If you are looking for the best auto insurance companies, just search for the greatest deals locally.

The following are the four best car insurance companies of 2016 for you to strike an enhanced deal and it is made clear through the associated pros and cons.

1. Best for Customer Service: State Farm

State Farm is the largest and the best car insurance company in this nation. They handle the claims in a satisfactory manner. Getting in touch with the company is easy because there are 18,000 agents online and one can send the picture of the destroyed car through the Pocket Agent mobile app. If a customer has questions, they are properly answered.

Pros: 

  • Highly rated for better-quality claims management
  • User-friendly website and mobile appMaximum financial steadiness rating
  • Diverse reporting alternatives18,000 agents countrywide
  • Outstanding client support

Cons: 

  • Miscellaneous assessments for pricing/worth
  • Lacking some discounts such as pay-in-full and routine pay

2. Best for Military Members and Their Families: USAA

Similar to State Farm, USAA enhances customer satisfaction. Clients are every smiling from the offered customer service and claims familiarities. USAA offer the company peak-notch scores for worth. Drivers have access to a variety of educational materials from the website. However, the company has limited availability, and customers have to be members of the armed forces.

Pros: 

  • Exceedingly rated for advanced claims conduct
  • Extremely rated for charging/value
  • Uppermost monetary constancy score
  • Firm online learning resources

Cons: 

  • Only serves the U.S. military members and their relatives, and certain associates
  • Quote procedure takes time

3. Best for Claims Handling: Amica

Amica has prominence because of client satisfaction. The company has a small fry in ranking client reports.

The company operates without agents, thus no intermediaries. Amica allows customers to work with the repair store after being in a breakdown. The company’s pricing leads to minimal customer satisfaction

Pros: 

  • Great scores for better claims management
  • Utmost financial solidity score
  • Clientele has a chance to choose desired car repair store
  • Accessible website and mobile app

Cons: 

  • Minimal scores for pricing/worth
  • Minimal online instructive resources

4. Best for Policy Options: The Hartford

The Hartford is the 11th largest insurer nationwide. The company has high ranking for worth and prices of the policies are customer satisfying. Customers acquire a variety of benefits and policy options, such as rates based on the car usage. The company has a ‘new-car replacement program’ for the car that total after being purchased. The online quote is easy and quick, although it does not have some learning materials. The Hartford is standard in claims contentment.

Pros:

  •  Exceedingly rated for charging/value
  • Variety of coverage choices
  • Well-built financial steadiness rating
  • Straightforward website and mobile app

Cons: 

  • Standard scores for claims managing
  • Smaller quantity of online enlightening materials

Interested in buying car insurance?  Go online or contact an agent and compare the services before making your decision.

Sourced from: The Simple Dollar

Image source: Thinkstock/Ocskaymark

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