Starwood Preferred Guest® Credit Card from American Express –

Overall Score


Net Monetary Value


Product Features


Customer Experience


Pros & Cons

American Express teamed up with Starwood Preferred Guest to offer you the ability to earn points on all purchases made with their card. The points can then be used against the cost of stays at participating hotels, and even flights with some airlines. The annual fee of $95 is waived for the first year and there are no foreign transaction fees with the card.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • $0 Annual Fee First Year
  • Annual Fee

Card Details

Intro Promotions
Intro APR


Intro Balance Transfer


Credit Needed



15.99% – 19.99%

Balance Transfer


Annual Fee


Foreign Transaction Fee




American Express

In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.


  • Visa Signature

    Overall Score 65.7 Net Monetary Value 55.7 Product Features 66.7 Customer Experience 100.0   Pros & Cons Commerce Bank’s Visa Signature Credit Card rewards cardholders for accumulating interest. Users...
  • Wells Fargo Rewards Card

    Overall Score 51.1 Net Monetary Value 53.5 Product Features 77.8 Customer Experience 29.4   Pros & Cons The Wells Fargo Rewards Visa Card does not charge an annual percentage...
  • U.S. Bank Perks+ Visa® Signature Card

    Overall Score 76.1 Net Monetary Value 90.8 Product Features 66.7 Customer Experience 29.4   Pros & Cons Individuals whose spending typically leans toward gas and groceries expenditures can earn...
  • Expedia®+ Voyager Card from Citi

    Overall Score 27.8 Net Monetary Value 30.3 Product Features 77.8 Customer Experience -5.9   Pros & Cons Expedia card users can earn opportunities for free and travel with the...