Net Monetary Value
Pros & Cons
The HSBC Advance MasterCard starts users off with no annual percentage rate on purchases or balance transfers for an introductory period. The cardholders earn the most points for dining and entertainment purchases, but can also earn points on all other merchant purchases. The points are redeemable for gift cards, entertainment, electronics and other merchandise. In addition to that this card has no foreign transaction fees.
No Foreign Transaction Fee
No Annual Fee
0% APR for 6 Months
0% Balance Transfer for 6 Months
13.24% – 17.24%
Based in New York City, the HSBC Bank USA offers services including retail banking and wealth management, commercial banking, global banking and markets, and private banking in several states.
According to statistics from the Consumer Financial Protection Bureau, HSBC received a total of 71 complaints from customers in 2014. That same year, the bank addressed 100 percent of the total complaints in a timely manner and managed to resolve 80 percent of complaints without customer dispute.