Overall Score
Net Monetary Value
Product Features
Customer Experience
Pros & Cons
Travelers who seek more perks on cruise vacations can use the premium Celebrity Visa Signature Card to earn points redeemable in form of Celebrity, Royal Caribbean and Azamara cruises, stateroom upgrades, credits on board, discounts, companion fares and merchandise. The card, however, has an annual fee, and users can earn the most points on eligible cruise purchases, but earn points on all other cad purchases as well. The cardholders do not have to pay foreign transaction fees while traveling internationally and get bonus points after the first purchase
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No Foreign Transaction Fee
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Sign-up Bonus
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Annual Fee
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No First Year Annual Fee Waiver
Card Details
N/A
N/A
(690-720)
13.24% – 23.24%
13.24%
$69
0%
Yes
Bank of America
Bank of America is among the biggest wealth management companies in the world. Based in Charlotte, North Carolina, Bank of America is a world leader in corporate investment banking and trading. The corporation has a strong presence in the American East and West Coasts.
According to statistics from the Consumer Financial Protection Bureau, Bank of America received a total of 819 complaints from customers in 2014. That same year, the bank addressed 100 percent of complaints in a timely manner, resolving 78 percent of complaints without customer disputes.